Communication services (SMS, WhatsApp, Voice Call APIs).
Customized web and mobile application development.
2. User Responsibilities
You must provide accurate information during account registration.
You are responsible for safeguarding your account credentials.
Use of services for illegal, abusive, or unethical activities is prohibited.
3. Subscription & Payment
Subscription fees for SaaS products are billed as per the selected plan.
Communication service charges are based on usage or package rates.
Customized development work is billed as per agreed terms.
4. Cancellation and Termination
SaaS subscriptions may be canceled with prior notice as per the agreement.
Failure to pay recurring charges may result in service suspension.
5. Intellectual Property
JewelGrow, Civixo, and related materials are owned by Agaram Solutions.
Custom-developed applications may be subject to separate intellectual property agreements.
6. Limitation of Liability
Agaram Solutions is not liable for any indirect, incidental, or consequential damages.
Services are provided "as-is" without warranties of any kind unless explicitly stated.
7. Governing Law
These Terms are governed by the laws of the Republic of India.
Any disputes will be subject to the jurisdiction of courts in [Insert City, Tamil Nadu].
8. Shipping Policy
As our services are digital in nature (software access, cloud services, communication APIs, and custom application development), no physical shipping is involved.
Access credentials, licenses, and deliverables will be provided digitally through email or through direct login systems.
9. Refund Policy
Subscription fees for SaaS products are non-refundable once access has been provided.
Charges for SMS, WhatsApp, Voice call services are non-refundable once consumed.
Customized app development service payments are governed by specific project agreements and are non-refundable once work has commenced.
In case of any disputes or exceptional circumstances, refund requests may be considered at the sole discretion of Agaram Solutions management.
10. Contact Information
For any questions about these policies or your data, please contact.